We review your credit report to identify errors and negative items impacting your score. This detailed analysis helps create a personalized plan to dispute inaccuracies and improve your financial health.
We educate you on budgeting, saving, managing debt, and understanding credit scores. Through coaching and resources, you'll learn to build healthy financial habits and make informed decisions.
Our ultimate goal is to help you achieve financial freedom by resolving credit issues and fostering sustainable financial management. This enables you to live without financial stress and pursue your goals with confidence.
We believe in the power of financial knowledge to improve one’s life. Our mission is to provide the tools and services to enable individuals and businesses to build and leverage the full power of their credit. Far too many of us struggle under financial burdens because we don’t know how to navigate the financial system. Instead of achieving financial freedom and living the life we are destined to live, we mutely accept the conventional money management wisdom, where the decks are forever stacked against us.
We strive to help you transcend the barriers that stand in the way of your financial well-being. That is our job, and we are extremely passionate about it.
Like most of us, Marsha Tanelus didn’t grow up with a silver spoon or the luxury of financial literacy education. She grew up in a single family household with 3 other siblings in Deerfield Beach, Fl. Going off to college was her first experience with bad debt; student loans, credit card and medical debt. The bills racked up because she didn’t have enough income or knowledge on how credit works. Marsha graduated with a Bachelor’s Degree, student loan debt, newborn baby girl and a single woman in 2005.
In 2010 Marsha attempted to purchase her first house, she had the money but, unfortunately because of her bad credit score she couldn’t qualify for the home. She attempted to accelerate her credit score to purchase a property, by paying $1,500 to a person who ended up running off with her money and not providing the service as agreed. Needless to say, she was heartbroken, with her dreams shattered of owning a home in that moment. On January 2017, Marsha and Kelly Tanelus (then boyfriend, now husband) found an online credit disputing strategy on a Facebook post, they used and shared the strategy with friends and family on Facebook! People still requested that Marsha challenge their derogatory remarks for them and a pay her a fee. By the December of that year, Marsha and Kelly’s credit scores had risen from the mid-500’s to above 700’s. This enabled them to lease new cars with no money down and receive multiple major credit card offers.
Marsha continued to study and apply the knowledge she learned to help empower her community in financial literacy, credit education, and personal finance. After being released from her position in March 2020 due to the coronavirus pandemic, a fire sparked within Marsha, taking her credit consultant business to another level. Now she has a mission to assist one million people in increasing their credit scores, become more financial literate and debt free. Marsha believes that this is her calling because the people want stop calling!
By Marsha Tanelus
The first step to better credit is forgiveness. While it can take a moment to destroy, it may take months to repair and rebuild your credit score. Your credit is important for everything from getting a loan to buying insurance. Yes, your car insurance wants to know if you are a liability. If you are new to the world of credit, its best to begin building credit…